Many users first move funds into MetaMask from centralized exchanges like BYDFi. The confusing part is usually not the address itself, but choosing the correct network and understanding whether the token is native or bridged.
It would be helpful if MetaMask showed clearer pre-transfer guidance for common exchange withdrawal flows, especially around network labels, token contracts, and gas requirements.
Wrong-network transfers are still one of the easiest mistakes for beginners to make.
When sending tokens from an exchange to MetaMask, most EVM networks like Base, Linea, Arbitrum, Optimism, Avalanche, BNB, Polygon, and Monad usually use the same wallet address. For example, if you select Arbitrum on the exchange, your funds will arrive on the Arbitrum network.
However, networks like TRON, Solana, and Bitcoin use different addresses, so always double-check the correct address in MetaMask before sending.
Before you send, always double-check both the network and address. And for larger amounts, it’s a good idea to send a small test transaction first. 
Your point is valid and worth considering. One thing I’d add is that exchanges usually display the last few characters of the destination address, which can help users verify that they’re sending to the intended wallet.
For the native vs. contract distinction, however, clearer guidance could definitely help beginners understand what they’re actually sending to and which network they should select.
Regarding gas, MetaMask already has solutions on some supported networks, such as allowing users to pay gas with certain tokens instead of the native asset. However, this is different from a fully gasless transaction.
Overall, I think clearer pre-transfer guidance around network selection, token contracts, and gas requirements could significantly reduce mistakes, especially for users transferring funds from centralized exchanges for the first time.
For larger or unfamiliar transfers, it’s always best practice to send a small test transaction first and confirm that everything arrives correctly before transferring the full amount.
In this case, the network/token selection problem primarily belongs to the exchange rather than the MetaMask wallet.
While MetaMask provides the receiving address and network context, users don’t normally “choose” a network for an incoming transaction from the MetaMask UI, instead the exchange controls the token withdrawal interface and is ultimately responsible for telling the user what network/token they are sending.