When you will download metamask for the first time a similar screen will appear, you have two options:
- Use a recovery phrase
- Creare a new wallet
Actually there is a 3rd: Connect your hardware wallet
We know that this is possible later, but creating an unused account can brings to errors (you may think that you copied the hardware address instead you are on the software address)
This is a screen of my accounts, the first one is always unused.
Just for reference, connecting the HD wallet at startup is possible on yoroi, terrastation, avax wallet